hanging at home

After come back from KL, my life still go on by hanging at home. If thinking abt this, i will "bo xin" cz still jobless...haiz....

My mum suggest me to continue my study again but i have to rethink abt it...cz i have a lot of arguments abt it...Firstly, if i finish my master, then who want to hire me? (the education background is higher than other people)...then secondly, is the financial (but mostly will have loan)...that's mean the financial problem can be demolish...Lastly, how am i gonna to pay back the money? (the debt will be increase if i continue study...)